Start at Looty Bay Bank as a Civilian
Cash is vulnerable in ROB RUN, so opening a bank account gives your money a safer destination. Visit Looty Bay Bank while you are a Civilian to open the account. Then use the Laundering Desk at your base to process your cash into protected funds.
That is the essential answer to ROB RUN how to open a bank account. The role requirement matters: the official instructions specifically tell you to make the bank visit as a Civilian.
Follow the bank and laundering sequence
The official bank account and laundering instructions describe this order:
- Go to Looty Bay Bank as a Civilian and open your account.
- Return to your base and use its Laundering Desk to process cash.
- Allow time for laundering rather than assuming protection is instant.
- Withdraw cash at an ATM when you need it.
The instructions do not specify an account-opening fee, exact dialogue choices, or a desk processing duration. Follow the interaction details shown in your game instead of budgeting around an unverified number.
Understand what your account protects
The important distinction is between cash and banked money. Cash can be taken by other players or confiscated; banked funds are protected from theft until the next wipe. Laundering is therefore part of keeping earnings, rather than another way to earn a payout.
Opening the account and processing cash are separate actions. Simply completing the bank visit should not be treated as proof that every coin you carry is already protected. Finish the laundering step for the funds you want secured.
Use withdrawals deliberately
Any ATM can provide access to withdrawals, according to the official help page. That makes it possible to keep funds banked until you need cash rather than carrying your entire balance through every outing.
Once you withdraw money as cash, remember the cash-theft rule. A bank account is useful because of where your money is held, not because it grants permanent protection to all later withdrawals. Also keep the wipe boundary in mind: the stated protection lasts until the next wipe, not forever.
FAQ
Where do I open a bank account?
At Looty Bay Bank. Make the visit as a Civilian.
Is opening an account enough to protect my cash?
The official process also requires running cash through the Laundering Desk at your base. Do not confuse having an account with completing that process.
How long does laundering take?
It takes time, but the official material does not provide a fixed duration. Check the information displayed by your desk.
Where can I withdraw money?
You can withdraw cash at any ATM. Cash is vulnerable to theft or confiscation, so choose how much to carry with that distinction in mind.